UPDATE-01: President Obama attempted to reassure an angry America that he is proposing a fix that will be implemented in the near future.

"I completely get how upsetting this can be for a lot of Americans. Particularly after assurances they heard from me that if they had a plan that they liked they could keep it. And, to those Americans I hear you loud and clear. I said that I would do everything we can to fix this problem and today I am offering an idea that will do it. -- Barack Obama 

  1. President Obama lacks the constitutional authority to alter existing law by executive fiat. He had no constitutional authority to delay the employer mandate, and he does not have constitutional authority to modify or delay the law as it applies to those who have lost their insurance coverage or will lose it on January 1, 2014. Nor does he have the power to tap the treasury to increase subsidies for those overwhelmed with the cost of Obamacare. These are actions reserved by the United States Constitution to Congress.
  2. President Obama's dishonest intentions are crystal clear. He wants to shift the blame from himself and to provide cover for members of congress who are up for reelection in the 2014 congressional election cycle. 
  3. His statement, "And so what we want to be able to do, is to say to these folks that the Affordable Care Act s not going to be the reason why insurers have to cancel your plan." is deceptively dishonest. Again, deflecting blame to the insurers -- many of whom signed contracts with state exchanges and have already implemented policy changes mandated by Obamacare.
  4. Even when confronted with the truth -- his own words on videotape -- he believes that he can convince enough "low information" voters that he and his cadre of fellow progressive socialist democrats are blameless.

Original Post ... 

To any rational, reasonable human being, President Barack Hussein Obama told the American people a big lie!

In his own words …

We will keep this promise to the American people. If you like your doctor, you’ll be able to keep your doctor, Period! If you like your healthcare plan, you’ll be able to keep your healthcare plan, period!” Barack Obama (June 15, 2009)

This sounds pretty clear and unambiguous. Nothing about grandfathered policies. Nothing about Administration rules and regulations that eviscerate healthcare plans or demand that they include extra benefits without actuarial impacts or premium adjustments. Nothing that would cause any American to contact their representative to demand that they vote against the fraudulently-named Patient Protection and Affordable Care Act. And certainly nothing about the unstated requirement that the legislation required Americans to surrender their current insurance and to repurchase coverage from an insurance exchange at a higher premium price, with higher co-pays and deductible amounts, and a policy that contained benefits that you could not use. All for the purpose of selling the legislation to the American public.

And it gets worse: Obama and his cadre of progressive socialist democrats knew millions of people would be unable to keep their current insurance and doctors …

Much of the legislation left the actual program and implementation details up to the Secretary of Health and Human Services. So on June 17, 2010, additional plan information was published in the Federal Register.

Obama Officials KNEW In 2010 that millions of Americans would be unable to keep their health plans and doctors under Obamacare

Group Health Plans and Health Insurance Coverage Relating to Status as a Grandfathered Health Plan Under the Patient Protection and Affordable Care Act; Interim Final Rule and Proposed Rule -- Federal Register / Vol. 75, No. 116 / Thursday, June 17, 2010 / Rules and Regulations

The market for individual insurance is significantly different than that for group coverage. This affects estimates of the proportion of plans that will remain grandfathered until 2014. As mentioned previously, the individual market is a residual market for those who need insurance but do not have group coverage available and do not qualify for public coverage. For many, the market is transitional, providing a bridge between other types of coverage. One study found a high percentage of individual insurance policies began and ended with employer-sponsored coverage. More importantly, coverage on particular policies tends to be for short periods of time.

Reliable data are scant, but a variety of studies indicate that between 40 percent and 67 percent of policies are in effect for less than one year. Although data on changes in benefit packages comparable to that for the group market is not readily available, the high turnover rates described here would dominate benefit changes as the chief source of changes in grandfather status.

While a substantial fraction of individual policies are in force for less than one year, a small group of individuals maintain their policies over longer time periods.

One study found that 17 percent of individuals maintained their policies for more than two years, while another found that nearly 30 percent maintained policies for more than three years.

Using these turnover estimates, a reasonable range for the percentage of individual policies that would terminate, and therefore relinquish their grandfather status, is 40 percent to 67 percent. These estimates assume that the policies that terminate are replaced by new individual policies, and that these new policies are not, by definition, grandfathered. [Federal Register, 6/17/10]

But Obama continued to lie to the American people …

“First. If you are one of the more than 250 million Americans who already have health insurance, you will keep your health insurance. This law will only make it more secure and more affordable.”  Barack Obama (June, 2012)

Now, the progressive media is attempting to tell Americans that Obama did not lie … 

No, Obama Didn't Lie to You About Your Health Care Plans

President Obama has been getting a lot of grief in the last few weeks over his pledge that with the Affordable Care Act (ACA) in place, people would be able to keep their insurance if they like it. The media have been filled with stories about people across the country who are having their insurance policies terminated, ostensibly because they did not meet the requirements of the ACA. While this has led many to say that Obama was lying, there is much less here than meets the eye.

First, it is important to note that the ACA grand-fathered all the individual policies that were in place at the time the law was enacted. This means that the plans in effect at the time that President Obama was pushing the bill could still be offered even if they did not meet all the standards laid out in the ACA.

The plans being terminated because they don't meet the minimal standards were all plans that insurers introduced after the passage of the ACA. Insurers introduced these plans knowing that they would not meet the standards that would come into effect in 2014. Insurers may not have informed their clients at the time they sold these plans that they would not be available after 2014 because they had designed a plan that did not comply with the ACA.

However if the insurers didn't tell their clients that the new plans would only be available for a short period of time, the blame would seem to rest with the insurance companies, not the ACA. After all, President Obama did not promise people that he would keep insurers from developing new plans that will not comply with the provisions of the ACA.

In addition to the new plans that were created that did not comply with the terms of the ACA, there have been complaints that the grandfathering was too strict. For example, insurers can only raise their premiums or deductibles by a small amount above the rate of medical inflation. As a result, many of the plans in existence at the time of the ACA are losing their grandfathered status.

In this case also it is wrong to view the insurers as passive actors who are being forced to stop offering plans because of the ACA. The price increases charged by insurers are not events outside of the control of insurers. If an insurer offers a plan which has many committed buyers, then presumably it would be able to structure its changes in ways that are consistent with the ACA. If it decides not to do so, this is presumably because the insurer has decided that it is not interested in continuing to offer the plan.

As a practical matter, there are many plans that insurers will opt to drop for market reasons that may or may not have anything to do with the ACA. It's hard to see how this could be viewed as a violation of President Obama's pledge. After all, insurers change and drop plans all the time. Did people who heard Obama's pledge understand it to mean that insurers would no longer have this option once the ACA passed?

If Obama's pledge was understood as ensuring that every plan that was in existence in 2010 would remain in existence, then it would imply a complete federal takeover of the insurance industry. This would require the government to tell insurers that they must continue to offer plans even if they are losing money on them and even if the plans had lost most of their customers. This would at the least be a strange policy. It would be surprising if many people thought this was the meaning of President Obama's pledge.

Finally, there will be many plans that insurers will stop offering in large part because of the changed market conditions created by the ACA. For example, last week the Washington Post highlighted a plan for the "hardest to insure" that was being cancelled by Pathmark Blue Cross of Pennsylvania.

This plan is likely being cancelled because it is unable to compete with the insurance being offered through the exchanges. The exchanges charge everyone the same rate regardless of their pre-existing health conditions. A plan that is especially designed for people who have serious health conditions would almost certainly charge a far higher rate. If these high-priced plans no longer exist because they cannot compete with the exchanges would this mean that President Obama had broken his pledge?

On closer inspection, the claim that President Obama lied in saying that people could keep their insurance looks like another Fox News special. In the only way that the pledge could be interpreted as being meaningful, the pledge is true. The ACA does not eliminate plans that were in existence at the time the bill was approved.

If we want to play Fox News, President Obama also promised people they could keep their doctor. Since 2010 tens of thousands of doctors have retired or even died. Guess the pledge that people could keep their doctor was yet another lie from the Obama administration. Source: No, Obama Didn't Lie to You About Your Health Care Plans


  1. The President lied to the American people. His statements were clear, unambiguous, and unequivocal. They were presented without caveats, warnings, or footnotes. PERIOD!
  2. It has been a pattern of practice with Barack Obama to deflect responsibility for adverse events by blaming others and throwing them under the proverbial bus. In many cases, Obama pretends that he is as shocked as ordinary Americans and all he knows is what he reads in the news like everyone else. He then promises to investigate the problem and fix it. Either the President of the United States is a stone-cold liar or he is totally out of touch with what his Administration is doing with his signature piece of legislation. President Obama is either corrupt or incompetent, probably both.
  3. While President Obama is busy excoriating the “bad-apple” insurance companies, the truth is that insurance companies react to legislative requirement. It is not a question of which came first: the chicken or the egg? We know that legislation drives insurance policy formation. PERIOD!
  4. If Obama really wanted competition in the exchange marketplace, he would remove state restrictions and allow insurers to compete at the national level. Something the administration is fighting against because it would remove state insurance monopolies and force real competition. And, more importantly, the insurance company would not be donating millions to the democrat cause.

It get’s worse -- Mike Enzi (R-WY) pointed out the lie … and tried to fix the problem with legislation. AND EVERY DEMOCRAT VOTED AGAINST IT!

U.S. Senator Mike Enzi, R-Wyo., Ranking Member of the Senate Health, Education, Labor and Pensions Committee (HELP Committee) today urged the Senate to move forward on the consideration of a Resolution of Disapproval that would overturn a new health care regulation that breaks the President's promise "If you like what you have you can keep it."


Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule relating to status as a grandfathered health plan under the Patient Protection and Affordable Care Act. (September 21, 2010)

“Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Centers for Medicare and Medicaid Services, Department of Health and Human Services relating to status as a Grandfathered Health Plan under the Patient Protection and 7 Affordable Care Act (published at 75 Fed. Reg. 34538 (June 17, 2010)), and such rule shall have no force or effect.”

Remember this vote when you vote in the 2014 congressional election. Following debate of Mike Enzi’s Senate Resolution, the vote was 40 yeas and 59 nays – Republicans voting unanimously yea, and democrats voting unanimously nay. Alaska’s Lisa Murkowski (R-AK) missed the vote.


Bottom line …

Obamacare, from day one, needed people to be forced out of their current insurance into government-mandated policies purchased at government-mandated exchanges. Any reasonable person knew that insurance is normally issued on a year-to-year basis and that policies are normally renewed, usually with an adjustment in premiums unless the insured requests a different policy. In this case, legislation made it almost impossible for older policies to qualify under the so-called “Affordable Care Act,” so the Administration – and Obama – knew that things were going to change.

President Obama is a liar! He lied on Obamacare. He lied on Benghazi. And he lied on Fast and Furious. When will Obama and his cadre of progressive socialist democrats be held accountable for their actions in destroying both the United States Constitution and healthcare. Does anyone realize that the government is nationalizing one-sixth of the American economy much like the dictator in Venezuela has nationalized big-box stores? 

Wake up people. The old-style democrats do not exist and the socialists and communists have taken over the democrat party.

-- steve

“Nullius in verba”-- take nobody's word for it!
"Acta non verba" -- actions not words

“Beware of false knowledge; it is more dangerous than ignorance.”-- George Bernard Shaw

“Progressive, liberal, Socialist, Marxist, Democratic Socialist -- they are all COMMUNISTS.”

“The key to fighting the craziness of the progressives is to hold them responsible for their actions, not their intentions.” – OCS

"The object in life is not to be on the side of the majority, but to escape finding oneself in the ranks of the insane." -- Marcus Aurelius

“A people that elect corrupt politicians, imposters, thieves, and traitors are not victims... but accomplices” -- George Orwell

“Fere libenter homines id quod volunt credunt." (The people gladly believe what they wish to.) ~Julius Caesar

“Describing the problem is quite different from knowing the solution. Except in politics." ~ OCS